Clear Creek County Homes under $400,000

Welcome to Clear Creek County, Colorado, a hidden gem nestled in the heart of the Rocky Mountains! Known for its breathtaking landscapes, vibrant outdoor activities, and rich history, this county offers a unique blend of adventure and tranquility. Whether you’re drawn to the stunning views of the surrounding peaks or the charming small-town atmosphere, Clear Creek County is a place where you can truly feel at home.

For those looking to settle down in this picturesque region without breaking the bank, you’ll be pleased to know that there are delightful homes available for under $400,000. This affordability opens the door for first-time homebuyers, families, or anyone seeking a serene mountain retreat. From cozy cabins tucked away in the woods to charming single-family homes with modern amenities, there’s something for everyone.

Imagine waking up to the crisp mountain air, with endless recreational opportunities right at your doorstep. Enjoy hiking, biking, and skiing in the winter months, or explore the quaint towns of Idaho Springs and Georgetown, where you can find local shops, restaurants, and cultural attractions.

Living in Clear Creek County means embracing a lifestyle filled with adventure and community spirit. With its affordable housing options and stunning natural beauty, it’s no wonder that more people are discovering the joys of calling this area home. Come explore the possibilities and find your perfect slice of Colorado paradise in Clear Creek County!

Newest Clear Creek County Homes under $400,000

$325,000

1 Beds ⋅ 1 Baths ⋅ 4280726 MLS

PROFESSIONAL PHOTOS COMING SOON! Welcome to mountain living just past the charming town of Empire, in Berthoud Falls! This cozy 1-bedroom, 1-bath home, built in 1980, offers a great opportunity to enjoy the Colorado mountain lifestyle. Possibilities include a weekend getaway, renting or checking into what it would take to have an Air B & B! This property includes plenty of parking, ample storage inside and out for all the extras that come with mountain living. Located off US Highway 40 with easy access to surrounding historic mountain communities, the house puts year-round recreation right at your fingertips! Enjoy nearby skiing, cross country skiing, snowshoeing, hiking, biking, rafting, ziplining, scenic drives and access to the Continental Divide. Berthoud Pass and Winter park are right up the road, while Loveland Ski Area is conveniently nearby.

6311 Us Highway 40, Empire

Courtesy of Keller Williams Foothills Realty . s.pennell@kw.com,303-419-8371

2121 Hummingbird Way Unit 201, Georgetown

$389,900

2 Beds ⋅ 2 Baths ⋅ 7965307 MLS

Your Georgetown Mountain Getaway Awaits! Imagine spending your weekends surrounded by Colorado’s breathtaking mountain scenery, with Georgetown Lake just steps from your door. This desirable end-unit condo offers the perfect blend of mountain charm, modern comfort, and year-round adventure—all within a convenient drive from Denver. Enjoy expansive mountain views, a thoughtfully designed layout, and the added privacy of an end unit. The inviting open-concept kitchen and living area create a comfortable space to unwind after a day outdoors, while the covered patio offers the perfect spot to enjoy your morning coffee, take in the fresh alpine air, or simply soak up the mountain setting. Inside, two well-appointed bedrooms and two bathrooms provide comfortable accommodations for everyday living or weekend guests. The primary suite features a walk-in closet and private 3/4 bath, while the second bedroom is conveniently located near a full hall bath. Each room has its own mini-split system, offering efficient, customizable heating and cooling throughout the year. Adventure is right outside your door. Georgetown Lake is just steps away, with nearby opportunities for fishing, hiking, biking, and enjoying the outdoors in every season. Explore historic downtown Georgetown, with its charming shops, local dining, and nearby brewery. Loveland Ski Area, Arapahoe Basin, Keystone, Winter Park, Copper Mountain, and Vail are all within approximately an hour’s drive, making this an ideal home base for Colorado’s mountain adventures. Whether you're looking for a full-time residence, a weekend escape, or an investment opportunity, this versatile property offers the flexibility to make it your own. Even better, it's offered fully furnished, making your transition into mountain living that much easier. Skip the hassle of furnishing a second home and start enjoying the Colorado mountain lifestyle from day one.

2121 Hummingbird Way Unit 201, Georgetown

Courtesy of RE/MAX Alliance - Olde Town . lydia@lydiashometeam.com

$74,900

2 Beds ⋅ 1 Baths ⋅ 1541249 MLS

2697 County Road 308, Dumont

Courtesy of Two Rivers Real Estate . tworiversre@gmail.com,303-720-8261

$387,000

1 Beds ⋅ 1 Baths ⋅ 6604644 MLS

Welcome to 254 N Main Street, a charming mountain cottage in the heart of Empire, where historic character, thoughtful updates, and an easygoing lifestyle come together. Originally constructed in 1900, this well-maintained home offers the rare opportunity to slow down, recharge, and enjoy Colorado mountain living while remaining close to everyday conveniences. The updated kitchen features appliances less than one year old, complemented by brand-new plumbing and a brand-new hot-water heater. The cellar has also been improved with new mortar. Inside, cozy up beside the new gas fireplace or enjoy the warmth and ambience of the original, fully functional wood-burning fireplace—with firewood included. The bedroom offers a closet, additional storage, and views toward Guanella and Union passes. Outside, the generous, usable yard provides beautiful mountain views and room to relax, entertain, or enjoy the fresh alpine air. Ample parking accommodates multiple vehicles, an RV, or a camper, while the oversized garage—formerly a carriage house—adds valuable storage and flexibility. Set in a quiet location yet convenient to town, this cottage is an ideal base for year-round adventure. Enjoy easy access to Winter Park and six major ski areas, along with nearby fishing, hiking, and countless opportunities to explore the mountains. Whether you are looking for a full-time home or a peaceful Colorado retreat, the greatest luxury here may simply be the chance to relax.

254 N Main St, Empire

Courtesy of 8z Real Estate . nichole.nemmers@8z.com,303-359-8429

$250,000

2 Beds ⋅ 1 Baths ⋅ 1904457 MLS

Own a private mountain retreat for the price of a one-bedroom condo. This recently updated, move-in-ready two-bedroom townhouse serves as the ultimate base camp for outdoor enthusiasts, perfectly positioned between the Denver Metro area and Colorado’s world-class ski resorts. Step inside to a bright, open interior featuring new Pella windows and southern exposure that floods the home with natural light. The main level boasts durable new luxury vinyl plank flooring, while high-end carpeting leads to two comfortable upstairs bedrooms. Modern upgrades include a new dishwasher, refrigerator, high-efficiency lighting, and fresh paint throughout. For added convenience, the home features private, in-unit laundry. The exterior offers a rare blend of privacy and panoramic views. Enjoy spectacular sunrises from your small front yard or host a BBQ on the rear patio. The property includes a covered assigned carport, and a dedicated exterior storage —perfect for stowing mountain bikes and ski equipment. Located in vibrant Clear Creek County, this quiet community offers incredible flexibility as a primary residence or an investment property (STR allowed if owner-occupied). You are minutes from the charm of Empire, Georgetown, and Idaho Springs, and just a short drive to Loveland, Winter Park, and A-Basin ski areas. With hiking, rafting, and fishing right outside your door, and open space where dogs can roam off-leash, this home offers the quintessential Colorado lifestyle with unmatched highway access.

103 Empire West Rd Unit 43, Empire

Courtesy of Clear Creek Realty Colorado LLC . JOSHUASPINNER@GMAIL.COM,303-825-2626

$349,000

2 Beds ⋅ 1 Baths ⋅ 8296529 MLS

WELCOME HOME to your mountain getaway! FULLY FURNISHED (Most furnishings only 2 years young), remodeled and updated 2 bedroom + 1 bath condo with SPECTACULAR views of Georgetown Lake. Newer upgraded flooring, upgraded lighting, kitchen appliances, double-pane windows and 6-panel doors throughout. Rare fireplace with a gas insert for these units. Enjoy the convenience of multiple ski resorts (Loveland, A-Basin, Keystone, Winter Park, Breckenridge, and Copper Mountain) within a 15-60 minutes drive. No more battling the traffic going up and down I-70. Conveniently located in the charming town of Georgetown. This condo is a fabulous home base to access all the beauty and grandeur the Rocky Mountains have to offer. Georgetown Lake and Clear Creek are just a stones throw away for partaking in year-round activities. Fishing, kayaking, paddle boarding, walking, hiking and biking are just a few of the activities available. Convenient access to I-70, retail, and dining. Don't miss out on this RARE opportunity to move right in to your own FULLY FURNISHED, REMODELED and UPDATED little piece of paradise! **WELCOME HOME!**

1890 Argentine St Unit D304, Georgetown

Courtesy of LC2M Group Limited . Louis@LC2MGroup.com,720-258-6867

$340,000

3 Beds ⋅ 3 Baths ⋅ 2776341 MLS

This A-frame-style property sits majestically on a 0.6-acre corner lot with a circular driveway, enveloped by a dense canopy of towering Ponderosas. With 2,148 square feet, this enchanting home offers a perfect blend of rustic charm, and peaceful getaway and mountain character. This is the classic fixer-upper, and if done right the value will easily start with a 6, so its priced accordingly. The well-lit kitchen anchors the home and features a unique design element - four Velux skylights thoughtfully integrated into the walls. These skylights flood the space with natural light, creating an inviting atmosphere for the tidy yet well-designed kitchen. The generously sized living room is the heart of this home inside the A-frame, where you can gather with friends and family to create lasting memories. The other side of the kitchen is a dining room/family room combination, and a cozy wood-burning fireplace warms this space and more during chilly evenings. The vaulted main floor bedroom is next to the bath with a sunroom housing a jetted tub and tankless water heater. This sun-soaked oasis provides a spa-like experience, allowing you to unwind while being surrounded by nature. The primary bedroom is upstairs with its own 1/2 bath and walks out to a deck being reconstructed, and will be a prime spot for relaxation and taking in the views of the wooded landscape. This A-frame style home exudes character and offers a canvas for your creative vision. It's a unique and inviting opportunity full of potential. Whether you're seeking a peaceful escape or a creative renovation project, this property offers endless possibilities. Best of all its at the top of the subdivision with sparse traffic, and Evergreen boasts picturesque trails, lakes, parks, and mountain views everywhere, making it a haven for outdoor activities.

398 Deer Rd, Evergreen

Courtesy of Colorado Dream Properties . jeff@coloradodreamhomes.net,303-717-1492

$140,000

3 Beds ⋅ 2 Baths ⋅ 7967247 MLS

$1100 per month lot rent. Welcome to your mountain retreat in the heart of Dumont! Nestled just off I-70 near Georgetown Colorado, this charming 3-bedroom, 2-bathroom home offers breathtaking 360-degree mountain views that will leave you in awe. Recently remodeled, this cozy gem features stunning vinyl flooring throughout, a modern kitchen with sleek new cabinets, stainless steel appliances, and a decorative tiled backsplash. The spacious kitchen island and dining space are perfect for entertaining. The primary bedroom is a serene escape, featuring a spacious closet. The two additional bedrooms are thoughtfully located on the opposite side of the home, offering privacy and comfort. Step outside and fall in love with the inviting outdoor living space. Enjoy the covered patio, beautifully landscaped flower bed, and the cozy fire pit in the private backyard—perfect for relaxing or hosting gatherings. A convenient shed provides extra storage space for your outdoor gear. Only 30 minutes to 5 major ski areas like Loveland and Arapahoe Basin, Breckenridge SKi Resort, Copper Mountain, & Keystone. This home is move-in ready and offers the perfect blend of modern updates and mountain charm.

2038 County Road 308, Dumont

Courtesy of RE/MAX Properties Of The Summit . realtormokelley@gmail.com,970-389-4646

1901 Clear Creek Dr Unit A204, Georgetown

$275,000

1 Beds ⋅ 1 Baths ⋅ 9409139 MLS

Experience the beauty of Georgetown in full bloom this summer, where this turnkey condo offers the perfect base for sunny days and mountain adventures. This beautifully updated 1-bedroom, 1-bath condo is truly move-in ready and designed for easy mountain living. Inside, you’ll find thoughtful upgrades throughout, A CUSTOM STEAM SHOWER! new paint and trim, new flooring, new stainless-steel appliances, new electrical faceplates, a custom-built wall pantry with range shelving, a custom spice rack, and a Nest wireless heating system for modern comfort and efficiency. The standout feature is the spa-like enclosed steam shower, complete with recessed lighting and built-in storage—creating a true at-home retreat. Both the furnace and water heater feature brand-new elements, offering added peace of mind and long-term reliability. The layout feels open and efficient, while the sun-filled deck—receiving more light than many others in the complex—provides the perfect place to relax, enjoy your morning coffee, or grow your favorite plants. From here, you’ll also take in peaceful lake and river views. A fireplace hook-up adds the option for even more warmth and mountain charm. This ready to go beauty, offers the perfect blend of comfort, convenience, and mountain lifestyle. Stroll through historic streets lined with cafés, galleries, and shops, or explore nearby favorites like the Georgetown Loop Railroad and scenic Guanella Pass. With endless outdoor recreation just moments away—including hiking, fishing, and world-class skiing—this home is ideal as a full-time residence or a weekend escape. Festivals, markets, and beloved mountain-town traditions make Georgetown a place where neighbors quickly become friends. Whether you’re looking for a cozy year-round home or the perfect getaway, this is an opportunity to own a fully updated condo with smart features, fresh finishes, and beautiful views in one of Colorado’s most beloved mountain communities.

1901 Clear Creek Dr Unit A204, Georgetown

Courtesy of Coldwell Banker Realty 28 . kayla.geiger@cbrealty.com,303-421-2253

$267,500

2 Beds ⋅ 1 Baths ⋅ 3378307 MLS

Your Colorado mountain lifestyle awaits in this top-floor, remodeled corner condo nestled in a quiet, creek-side community in historic Georgetown. Perfectly situated between the old town and the lake, this home offers quick highway access to the metro area or nearby mountain adventures. Fresh paint and new laminate plank flooring flow throughout the entire open floor plan, which is flooded with natural light and mountain views from every window. The spacious living room greets you upon entry, featuring a cozy fireplace to take the chill off after a day on the slopes. Just off the living room, a huge deck provides the perfect spot for morning coffee, evening cocktails, or grilling with friends. The kitchen is open to both the living and dining rooms, boasting newer stainless steel appliances, quartz countertops, a custom tile backsplash, and updated lighting and fixtures. The primary suite enjoys a refreshing cross breeze from its corner location, a walk-in closet, and a separate makeup vanity that allows two people to get ready simultaneously. It connects to the updated Jack & Jill style bathroom, which features granite counters, custom tile, and new fixtures. A large second bedroom includes double closets for excellent storage?. The laundry room has ample room to store skis or bikes and the community offers plenty of parking for family and guests. Step outside to find Georgetown Lake Trail and Clear Creek just steps away, perfect for fishing. You are surrounded by outdoor recreation, including Guanella Pass Scenic Byway, Mt. Bierstadt, and Silver Dollar Lake trail. Loveland Ski Area is just ?2?0 short minutes away, with eight other world-class resorts within a 45-minute drive. Enjoy the new mountain bike park and gondola in nearby Idaho Springs, or explore Clear Creek County’s steam trains, rafting, casinos, and local brew pubs. Stop fighting the I-70 traffic and make this the ultimate base camp for your active lifestyle!

1890 Argentine St Unit A301, Georgetown

Courtesy of Clear Creek Realty Colorado LLC . JOSHUASPINNER@GMAIL.COM,303-825-2626

1901 Clear Creek Dr Unit E102, Georgetown

$350,000

2 Beds ⋅ 1 Baths ⋅ 4765590 MLS

Sold fully furnished! Experience effortless lakeside living in this beautifully updated, first-floor, 2-bedroom, 1-bath condo in Historic Georgetown. Offered fully furnished, this 840 SQFT residence is truly move-in ready, no stairs, no hassle. Step directly outside to the outdoors and enjoy immediate access to Georgetown Lake, nearby hiking trails, and Cabin Creek restaurant and brewery all just steps from your door. Stylish updates, thoughtful design, and turnkey furnishings make this an ideal full-time residence, mountain getaway, or income-producing property. The condo boasts a strong rental history, with income details available upon request. Located just 12 miles from Loveland Ski Area and within one hour of six world-class ski resorts, this home also offers exceptional access to the city, only 45 minutes to Denver and one hour to Denver International Airport. The Georgetown community is a truly magical place in every season, offering fishing, mountain biking, hiking, kayaking, skiing, camping, and endless outdoor recreation. This is a rare opportunity to own a fully furnished, lakeside condo with unbeatable access to both nature and the city, an outdoor enthusiast’s paradise. Limited number of STR's allowed in the building. Check town of Georgetown website for town rules and regulations https://www.townofgeorgetown.us

1901 Clear Creek Dr Unit E102, Georgetown

Courtesy of 303 Property . shane@303property.com,303-522-8226

$161,500

1 Beds ⋅ 1 Baths ⋅ 3545788 MLS

Escape to this quaint 1955 seasonal forest cabin along South Chicago Creek Nestled in Hefferman Gulch along the babbling S Chicago Crk and surrounded by pristine National Forest, this “Cabin in the Woods” as part of the Recreational Residence Program (CANNOT BE USED AS PRIMARY/FULL TIME RESIDENCE) offers rustic charm in an idyllic setting just outside of the gateway to the rockies town of Idaho Springs CO not far from the Hwy 103 Mt Blue Sky Scenic Byway.The cabin is strategically situated within the Arapaho NF close to S Chicago Crk trailhead of a beautiful 4.7 mile out-and-back hike in the Mount Evans Wilderness. The cabin is being sold furnished with interior and exterior furniture, wood burning fireplace, wood heating stove and camp comforts.Inside you’ll find a “camper kitchen” area with cabinets, butcher-block counters and sink basin along with portable burner and grill. The bathroom hosts a composting toilet and primitive shower. Water is manually brought to the cabin and a small low volt pump is run by battery or solar panels on the roof. It has a 10’x10’6" partitioned bedroom curtained from the living area and a spiral stairway rises to a sleeping loft with skylights. The land is leased from the federal government in 20 or possibly 30 year increments next cycle could be 30yrs. Owner owns the improvements & rights to access & use the land. Current lease through 2028 ($1,201/yr lease fee + $1,200 transfer fee) when it is expected to renew for the next cycle. Under the program the property is expected to be used a minimum of 15 days/yr per the lease documentation limited rental use may be available (see nf lease sec 7) refer to lease agreement incl in supplements for more details.Learn more about NF homeowner guidelines at https://www.nationalforesthomeowners.org.There is no deeded land included with the offering and the improvements will be conveyed via a recorded Bill of Sale for the lease to be transferred to the new owners.

907 Hefferman Gulch Rd, Idaho Springs

Courtesy of Keller Williams Foothills Realty, LLC . info@coloradolrl.com

Start Your Search

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Keller Williams Realty DTC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified. IDX Terms and Conditions